/* ==========================================================================
   Wills & Estates Subpages — Central Stylesheet
   Used by: Estate Litigation, Guardianship Applications,
            Passing of Accounts, Probate
   ========================================================================== */

:root {
  --dd-dark: #111930;
  --dd-blue: #0d4aa2;
  --dd-yellow: #F8F201;
  --dd-teal: #005075;
  --dd-white: #ffffff;
  --dd-off-white: #f4f6f9;
  --dd-light-gray: #e8ecf1;
  --dd-mid-gray: #8a95a8;
  --dd-body-light: rgba(255,255,255,0.7);
  --dd-body-dark: #3b4560;
  --dd-body-text: #3b4560;
  --dd-blue-light: rgba(13, 74, 162, 0.08);
  --dd-teal-light: rgba(0, 80, 117, 0.08);
  --font-heading: 'HelveticaInserat', 'Arial Black', 'Helvetica Neue', Impact, sans-serif;
  --font-body: 'Open Sans', -apple-system, BlinkMacSystemFont, sans-serif;
}

/* ─── BREADCRUMB ─── */
.wsp-breadcrumb-bar {
  background: var(--dd-dark);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  padding: 10px 0;
}
.wsp-breadcrumb {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  font-size: 13px;
  color: var(--dd-mid-gray);
  font-family: var(--font-body);
}
.wsp-breadcrumb a {
  color: var(--dd-mid-gray);
  text-decoration: none;
  transition: color 0.2s;
}
.wsp-breadcrumb a:hover { color: var(--dd-white); }
.wsp-breadcrumb .sep { margin: 0 8px; opacity: 0.4; }
.wsp-breadcrumb .current { color: var(--dd-white); font-weight: 600; }

/* ─── HERO ─── */
.wsp-hero {
  background: var(--dd-dark);
  padding: 72px 24px 84px;
  position: relative;
  overflow: hidden;
}
.wsp-hero::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -15%;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(13,74,162,0.15) 0%, transparent 65%);
  pointer-events: none;
}
.wsp-hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--dd-blue), var(--dd-yellow), var(--dd-blue));
  opacity: 0.8;
}
.wsp-hero.hero-teal::after {
  background: linear-gradient(90deg, var(--dd-teal), var(--dd-blue), var(--dd-teal));
  opacity: 0.7;
}
.wsp-hero-inner {
  max-width: 840px;
  margin: 0 auto;
  text-align: center;
  position: relative;
}
.wsp-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(248,242,1,0.1);
  border: 1px solid rgba(248,242,1,0.25);
  border-radius: 50px;
  padding: 7px 18px;
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 700;
  color: var(--dd-yellow);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 26px;
}
.wsp-hero-badge.badge-blue {
  background: rgba(13,74,162,0.15);
  border: 1px solid rgba(13,74,162,0.3);
  color: rgba(255,255,255,0.8);
}
.wsp-hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(30px, 5vw, 52px);
  color: var(--dd-white);
  line-height: 1.1;
  margin-bottom: 20px;
  letter-spacing: 0.5px;
  width: 70%;
  margin-left: auto;
  margin-right: auto;
}
.wsp-hero h1 .accent-yellow { color: var(--dd-yellow) !important; }
.wsp-hero h1 .accent-blue { color: var(--dd-blue) !important; }
.wsp-hero p {
  font-family: var(--font-body);
  font-size: 17px;
  color: rgba(255,255,255,0.6);
  max-width: 640px;
  margin: 0 auto 36px;
  line-height: 1.75;
}
.wsp-hero-actions {
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
}

/* ─── BUTTONS ─── */
.wsp-btn-yellow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--dd-yellow);
  color: var(--dd-dark);
  padding: 14px 30px;
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s;
  border: none;
  cursor: pointer;
}
.wsp-btn-yellow:hover { background: #e0da01; transform: translateY(-1px); }

.wsp-btn-blue {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--dd-blue);
  color: var(--dd-white);
  padding: 14px 30px;
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s;
  border: none;
  cursor: pointer;
}
.wsp-btn-blue:hover { background: #0b3f8c; transform: translateY(-1px); }

.wsp-btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--dd-white);
  padding: 14px 30px;
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  border: 1.5px solid rgba(255,255,255,0.2);
  transition: all 0.2s;
}
.wsp-btn-outline:hover { border-color: rgba(255,255,255,0.45); background: rgba(255,255,255,0.04); }

/* ─── SECTIONS ─── */
.wsp-section { padding: 76px 24px; }
.wsp-section-dark { padding: 76px 24px; background: var(--dd-dark); color: var(--dd-white); }
.wsp-section-light { padding: 76px 24px; background: var(--dd-white); color: var(--dd-dark); }
.wsp-section-gray { padding: 76px 24px; background: var(--dd-off-white); }
.wsp-section-inner { max-width: 1000px; margin: 0 auto; }
.wsp-section-narrow { max-width: 760px; margin: 0 auto; }

/* ─── LABELS ─── */
.wsp-label-yellow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--dd-yellow);
  margin-bottom: 10px;
}
.wsp-label-blue {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--dd-blue);
  margin-bottom: 10px;
}
.wsp-section-label {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.wsp-section .wsp-section-label { color: var(--dd-blue); }
.wsp-section-dark .wsp-section-label { color: var(--dd-yellow); }
.wsp-section-light .wsp-section-label { color: var(--dd-blue); }
.wsp-section-gray .wsp-section-label { color: var(--dd-blue); }
.wsp-section-label.label-muted { color: rgba(255,255,255,0.5) !important; }

/* ─── HEADINGS ─── */
.wsp-section-dark h2 {
  font-family: var(--font-heading);
  font-size: clamp(24px, 3.5vw, 36px);
  color: var(--dd-white);
  line-height: 1.2;
  margin-bottom: 18px;
  letter-spacing: 0.3px;
}
.wsp-section-dark h3 { font-family: var(--font-heading); color: var(--dd-blue); letter-spacing: 0.2px; }
.wsp-section-light h2,
.wsp-section-gray h2,
.wsp-section h2 {
  font-family: var(--font-heading);
  font-size: clamp(24px, 3.5vw, 36px);
  color: var(--dd-dark);
  line-height: 1.2;
  margin-bottom: 18px;
  letter-spacing: 0.3px;
}
.wsp-section-light h3,
.wsp-section-gray h3,
.wsp-section h3 {
  font-family: var(--font-heading);
  color: var(--dd-blue);
  letter-spacing: 0.2px;
}
.wsp-hl { color: var(--dd-blue); }

/* ─── BODY TEXT ─── */
.wsp-body-text {
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--dd-body-light);
  line-height: 1.85;
  margin-bottom: 22px;
}
.wsp-body-text strong { color: var(--dd-white); font-weight: 700; }
.wsp-body-text a {
  color: var(--dd-yellow);
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid rgba(248,242,1,0.3);
}
.wsp-body-text a:hover { border-color: var(--dd-yellow); }

.wsp-intro-text {
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--dd-body-text);
  line-height: 1.85;
  margin-bottom: 22px;
}
.wsp-intro-text strong { color: var(--dd-dark); font-weight: 700; }
.wsp-intro-text a {
  color: var(--dd-blue);
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid rgba(13,74,162,0.3);
  transition: border-color 0.2s;
}
.wsp-intro-text a:hover { border-color: var(--dd-blue); }

.wsp-intro-dark {
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--dd-body-light);
  line-height: 1.85;
  margin-bottom: 22px;
}
.wsp-intro-dark strong { color: var(--dd-white); font-weight: 700; }
.wsp-intro-dark a {
  color: var(--dd-yellow);
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid rgba(248,242,1,0.3);
  transition: border-color 0.2s;
}
.wsp-intro-dark a:hover { border-color: var(--dd-yellow); }

.wsp-intro-light {
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--dd-body-dark);
  line-height: 1.85;
  margin-bottom: 22px;
}
.wsp-intro-light strong { color: var(--dd-dark); font-weight: 700; }
.wsp-intro-light a {
  color: var(--dd-blue);
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid rgba(13,74,162,0.3);
}

/* ─── LEAD TEXT ─── */
.wsp-lead-dark {
  font-family: var(--font-body);
  font-size: 16px;
  color: rgba(255,255,255,0.55);
  max-width: 620px;
  line-height: 1.75;
}
.wsp-lead-light {
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--dd-mid-gray);
  max-width: 620px;
  line-height: 1.75;
}
.wsp-lead {
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--dd-mid-gray);
  max-width: 620px;
  line-height: 1.75;
}

/* ─── INLINE CTAs ─── */
.wsp-inline-cta-dark {
  background: rgba(248,242,1,0.06);
  border-left: 4px solid var(--dd-yellow);
  border-radius: 0 8px 8px 0;
  padding: 24px 28px;
  margin: 36px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.wsp-inline-cta-dark p {
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  color: var(--dd-white);
  margin: 0;
}
.wsp-inline-cta-dark a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--dd-yellow);
  color: var(--dd-dark);
  padding: 10px 22px;
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.2s;
  white-space: nowrap;
}
.wsp-inline-cta-dark a:hover { background: #e0da01; }

.wsp-inline-cta-light {
  background: rgba(13,74,162,0.06);
  border-left: 4px solid var(--dd-blue);
  border-radius: 0 8px 8px 0;
  padding: 24px 28px;
  margin: 36px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.wsp-inline-cta-light p {
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  color: var(--dd-dark);
  margin: 0;
}
.wsp-inline-cta-light a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--dd-blue);
  color: var(--dd-white);
  padding: 10px 22px;
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.2s;
  white-space: nowrap;
}
.wsp-inline-cta-light a:hover { background: #0b3f8c; }

.wsp-inline-cta {
  background: var(--dd-blue-light);
  border-left: 4px solid var(--dd-blue);
  border-radius: 0 8px 8px 0;
  padding: 24px 28px;
  margin: 36px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.wsp-inline-cta p {
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  color: var(--dd-dark);
  margin: 0;
}
.wsp-inline-cta a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--dd-dark);
  color: var(--dd-white);
  padding: 10px 22px;
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.2s;
  white-space: nowrap;
}
.wsp-inline-cta a:hover { background: #1d2a4d; }

/* ─── DARK CARDS ─── */
.wsp-dark-card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 22px;
  margin-top: 40px;
}
.wsp-dark-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  padding: 30px 26px;
  transition: border-color 0.2s, background 0.2s;
}
.wsp-dark-card:hover { border-color: var(--dd-yellow); background: rgba(248,242,1,0.04); }
.wsp-dark-card.hover-blue:hover { border-color: var(--dd-blue); background: rgba(13,74,162,0.08); }
.wsp-dark-card .wsp-card-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  background: rgba(248,242,1,0.08);
  color: var(--dd-yellow);
}
.wsp-dark-card h3 {
  font-family: var(--font-heading);
  font-size: 19px;
  color: var(--dd-white);
  margin-bottom: 10px;
}
.wsp-dark-card p {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.55);
  line-height: 1.7;
}

/* ─── DARK SMALL CARDS ─── */
.wsp-dark-small-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 18px;
  margin-top: 40px;
}
.wsp-dark-small-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  padding: 28px 22px;
  text-align: center;
  transition: border-color 0.2s, background 0.2s;
}
.wsp-dark-small-card:hover { border-color: var(--dd-yellow); background: rgba(248,242,1,0.04); }
.wsp-dark-small-card.hover-blue:hover { border-color: var(--dd-blue); background: rgba(13,74,162,0.08); }
.wsp-dark-small-card .icon { margin-bottom: 14px; }
.wsp-dark-small-card h3 {
  font-family: var(--font-heading);
  font-size: 16px;
  color: var(--dd-white);
  margin-bottom: 8px;
}
.wsp-dark-small-card p {
  font-family: var(--font-body);
  font-size: 13px;
  color: rgba(255,255,255,0.45);
  line-height: 1.65;
}

/* Dark card centered variant (for Probate "when required") */
.wsp-dark-card-grid.centered .wsp-dark-card {
  text-align: center;
  padding: 28px 22px;
}
.wsp-dark-card-grid.centered .wsp-dark-card h3 {
  font-size: 17px;
  margin-bottom: 8px;
}
.wsp-dark-card-grid.centered .wsp-dark-card p {
  font-size: 13px;
  color: rgba(255,255,255,0.45);
  line-height: 1.65;
}
.wsp-dark-card-grid.centered .wsp-dark-card .icon { margin-bottom: 14px; }

/* ─── LIGHT CARDS ─── */
.wsp-light-card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(290px, 1fr));
  gap: 22px;
  margin-top: 40px;
}
.wsp-light-card {
  background: var(--dd-white);
  border: 1px solid var(--dd-light-gray);
  border-radius: 10px;
  padding: 30px 26px;
  transition: border-color 0.2s, box-shadow 0.25s;
}
.wsp-light-card:hover { border-color: var(--dd-blue); box-shadow: 0 6px 24px rgba(13,74,162,0.08); }
.wsp-light-card .wsp-card-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  background: rgba(13,74,162,0.08);
  color: var(--dd-blue);
}
.wsp-light-card h3 {
  font-family: var(--font-heading);
  font-size: 19px;
  color: var(--dd-blue);
  margin-bottom: 10px;
}
.wsp-light-card p {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-body-dark);
  line-height: 1.7;
}

/* ─── INFO CARDS (Passing of Accounts style) ─── */
.wsp-card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 22px;
  margin-top: 40px;
}
.wsp-info-card {
  background: var(--dd-white);
  border: 1px solid var(--dd-light-gray);
  border-radius: 10px;
  padding: 30px 26px;
  transition: border-color 0.2s, box-shadow 0.25s;
}
.wsp-info-card:hover { border-color: var(--dd-blue); box-shadow: 0 6px 24px rgba(13,74,162,0.07); }
.wsp-info-card .wsp-card-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}
.wsp-card-icon.blue { background: var(--dd-blue-light); color: var(--dd-blue); }
.wsp-card-icon.teal { background: var(--dd-teal-light); color: var(--dd-teal); }
.wsp-card-icon.dark { background: rgba(17,25,48,0.06); color: var(--dd-dark); }
.wsp-card-icon.yellow { background: rgba(248,242,1,0.12); color: #9e9800; }
.wsp-info-card h3 {
  font-family: var(--font-heading);
  font-size: 19px;
  color: var(--dd-dark);
  margin-bottom: 10px;
  letter-spacing: 0.2px;
}
.wsp-info-card p {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-mid-gray);
  line-height: 1.7;
}

/* ─── TYPE CARDS (Guardianship) ─── */
.wsp-types-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin-top: 40px;
}
.wsp-type-card {
  border: 1px solid var(--dd-light-gray);
  border-radius: 12px;
  overflow: hidden;
  background: var(--dd-white);
}
.wsp-type-card-head {
  background: var(--dd-dark);
  padding: 26px 28px 22px;
}
.wsp-type-card-head .type-label {
  font-family: var(--font-body);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--dd-yellow);
  margin-bottom: 6px;
}
.wsp-type-card-head h3 {
  font-family: var(--font-heading);
  font-size: 22px;
  color: var(--dd-white);
  margin-bottom: 4px;
}
.wsp-type-card-head .purpose {
  font-family: var(--font-body);
  font-size: 13px;
  color: rgba(255,255,255,0.45);
  font-style: italic;
}
.wsp-type-card-body {
  padding: 26px 28px 30px;
}
.wsp-type-card-body p {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-body-dark);
  line-height: 1.8;
  margin-bottom: 14px;
}
.wsp-type-card-body p:last-child { margin-bottom: 0; }
.wsp-type-card-body .subhead {
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 700;
  color: var(--dd-dark);
  margin-bottom: 8px;
}

/* ─── SPLIT GRID ─── */
.wsp-split-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  margin-top: 36px;
  align-items: start;
}
.wsp-split-dark p {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-body-light);
  line-height: 1.85;
  margin-bottom: 14px;
}
.wsp-split-dark p strong { color: var(--dd-white); }
.wsp-split-dark h3 { font-size: 20px; margin-bottom: 12px; }
.wsp-split-light p {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-body-dark);
  line-height: 1.85;
  margin-bottom: 14px;
}
.wsp-split-light p strong { color: var(--dd-dark); }
.wsp-split-light h3 { font-size: 20px; margin-bottom: 12px; }
.wsp-split-grid > div p {
  font-family: var(--font-body);
  font-size: 14px;
  line-height: 1.85;
  margin-bottom: 14px;
}
.wsp-split-grid h3 { font-size: 20px; margin-bottom: 12px; }
.wsp-split-grid h3 .wsp-hl { color: var(--dd-blue); }

/* ─── DUTY LISTS ─── */
.wsp-duty-list-dark {
  list-style: none;
  padding: 0;
  margin: 0;
}
.wsp-duty-list-dark li {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-body-light);
  padding: 8px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  display: flex;
  align-items: flex-start;
  gap: 10px;
}
.wsp-duty-list-dark li:last-child { border-bottom: none; }
.wsp-duty-list-dark li::before {
  content: '';
  display: inline-block;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--dd-yellow);
  margin-top: 8px;
  flex-shrink: 0;
}

.wsp-duty-list-light {
  list-style: none;
  padding: 0;
  margin: 0;
}
.wsp-duty-list-light li {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-body-dark);
  padding: 8px 0;
  border-bottom: 1px solid var(--dd-light-gray);
  display: flex;
  align-items: flex-start;
  gap: 10px;
}
.wsp-duty-list-light li:last-child { border-bottom: none; }
.wsp-duty-list-light li::before {
  content: '';
  display: inline-block;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--dd-blue);
  margin-top: 8px;
  flex-shrink: 0;
}

.wsp-duty-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.wsp-duty-list li {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-body-text);
  padding: 8px 0;
  border-bottom: 1px solid var(--dd-off-white);
  display: flex;
  align-items: flex-start;
  gap: 10px;
}
.wsp-duty-list li:last-child { border-bottom: none; }
.wsp-duty-list li::before {
  content: '';
  display: inline-block;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--dd-blue);
  margin-top: 8px;
  flex-shrink: 0;
}

/* light variant for type card lists */
.wsp-type-card-body .wsp-duty-list-light li {
  font-size: 13px;
  padding: 7px 0;
  border-bottom-color: #f0f0ee;
}
.wsp-type-card-body .wsp-duty-list-light li::before { margin-top: 7px; }

/* ─── PROCESS STEPS ─── */
.wsp-process-steps {
  margin-top: 44px;
  position: relative;
}
.wsp-process-steps::before {
  content: '';
  position: absolute;
  left: 27px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: rgba(255,255,255,0.1);
}
.wsp-process-steps.steps-light::before {
  background: var(--dd-light-gray);
}
.wsp-step {
  display: flex;
  gap: 28px;
  margin-bottom: 44px;
  position: relative;
}
.wsp-step:last-child { margin-bottom: 0; }
.wsp-step-num {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--dd-yellow);
  color: var(--dd-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: 700;
  flex-shrink: 0;
  position: relative;
  z-index: 2;
}
.wsp-step-num.num-dark {
  background: var(--dd-dark);
  color: var(--dd-white);
  border: 3px solid var(--dd-blue);
}
.wsp-step-num.num-yellow-text {
  background: var(--dd-dark);
  color: var(--dd-yellow);
  border: 3px solid var(--dd-blue);
}
.wsp-step-content { padding-top: 6px; }
.wsp-step-content h3 {
  font-family: var(--font-heading);
  font-size: 19px;
  color: var(--dd-blue);
  margin-bottom: 8px;
}
.wsp-step-content p {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  line-height: 1.8;
}
.wsp-process-steps.steps-light .wsp-step-content h3 { color: var(--dd-dark); }
.wsp-process-steps.steps-light .wsp-step-content p { color: var(--dd-mid-gray); }

/* ─── TAX BOX (Probate) ─── */
.wsp-tax-box {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 12px;
  padding: 36px 32px;
  margin-top: 40px;
}
.wsp-tax-box h3 {
  font-size: 22px;
  margin-bottom: 6px;
}
.wsp-tax-box .lead-sm {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  margin-bottom: 24px;
  line-height: 1.7;
}
.wsp-tax-table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 20px;
}
.wsp-tax-table th {
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--dd-yellow);
  text-align: left;
  padding: 10px 16px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.wsp-tax-table td {
  font-family: var(--font-body);
  font-size: 15px;
  color: rgba(255,255,255,0.8);
  padding: 14px 16px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.wsp-tax-table td strong { color: var(--dd-white); font-weight: 700; }
.wsp-tax-table tr:last-child td { border-bottom: none; }
.wsp-tax-example {
  background: rgba(248,242,1,0.04);
  border: 1px solid rgba(248,242,1,0.12);
  border-radius: 8px;
  padding: 18px 20px;
}
.wsp-tax-example p {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
  margin: 0;
}
.wsp-tax-example strong { color: var(--dd-yellow); }

/* ─── FACTORS BOX (Passing of Accounts) ─── */
.wsp-factors-box {
  background: var(--dd-dark);
  border-radius: 12px;
  padding: 36px 32px;
  margin-top: 40px;
}
.wsp-factors-box h3 {
  font-family: var(--font-heading);
  font-size: 22px;
  color: var(--dd-white);
  margin-bottom: 8px;
  letter-spacing: 0.2px;
}
.wsp-factors-box .lead-sm {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  margin-bottom: 24px;
  line-height: 1.7;
}
.wsp-factors-list {
  list-style: none;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.wsp-factors-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 8px;
  padding: 16px 18px;
}
.wsp-factors-list li .f-num {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--dd-blue);
  color: var(--dd-white);
  font-family: var(--font-heading);
  font-size: 13px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.wsp-factors-list li .f-text {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.75);
  line-height: 1.6;
}
.wsp-factors-list li .f-text strong {
  color: var(--dd-white);
  display: block;
  font-weight: 700;
  margin-bottom: 2px;
}
.wsp-factors-list .full-width { grid-column: 1 / -1; }

/* ─── FAQ ─── */
.wsp-faq-list { margin-top: 32px; }

/* Dark FAQ */
.wsp-faq-dark .wsp-faq-item { border-bottom: 1px solid rgba(255,255,255,0.08); }
.wsp-faq-dark .wsp-faq-q {
  width: 100%;
  background: none;
  border: none;
  text-align: left;
  padding: 20px 0;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 700;
  color: var(--dd-white);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  transition: color 0.2s;
}
.wsp-faq-dark .wsp-faq-q:hover { color: var(--dd-yellow); }
.wsp-faq-dark .wsp-faq-arrow {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(248,242,1,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform 0.3s, background 0.2s;
  flex-shrink: 0;
  color: var(--dd-yellow);
}
.wsp-faq-dark .wsp-faq-item.open .wsp-faq-arrow {
  transform: rotate(180deg);
  background: var(--dd-yellow);
  color: var(--dd-dark);
}
.wsp-faq-dark .wsp-faq-a { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
.wsp-faq-dark .wsp-faq-a-inner {
  padding: 0 0 22px;
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  line-height: 1.8;
}
.wsp-faq-dark .wsp-faq-a-inner strong { color: var(--dd-white); }

/* Light FAQ */
.wsp-faq-light .wsp-faq-item { border-bottom: 1px solid var(--dd-light-gray); }
.wsp-faq-light .wsp-faq-q {
  width: 100%;
  background: none;
  border: none;
  text-align: left;
  padding: 20px 0;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 700;
  color: var(--dd-dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  transition: color 0.2s;
}
.wsp-faq-light .wsp-faq-q:hover { color: var(--dd-blue); }
.wsp-faq-light .wsp-faq-arrow {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--dd-blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform 0.3s, background 0.2s;
  flex-shrink: 0;
  color: var(--dd-blue);
}
.wsp-faq-light .wsp-faq-item.open .wsp-faq-arrow {
  transform: rotate(180deg);
  background: var(--dd-blue);
  color: var(--dd-white);
}
.wsp-faq-light .wsp-faq-a { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
.wsp-faq-light .wsp-faq-a-inner {
  padding: 0 0 22px;
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--dd-mid-gray);
  line-height: 1.8;
}
.wsp-faq-light .wsp-faq-a-inner strong { color: var(--dd-dark); }

/* ─── CTA BANNER ─── */
.wsp-cta-banner {
  background: var(--dd-dark);
  padding: 64px 24px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.wsp-cta-banner::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--dd-blue), var(--dd-yellow), var(--dd-blue));
  opacity: 0.8;
}
.wsp-cta-banner.cta-teal::before {
  background: linear-gradient(90deg, var(--dd-teal), var(--dd-blue), var(--dd-teal));
  opacity: 0.6;
}
.wsp-cta-banner::after {
  content: '';
  position: absolute;
  bottom: -50%;
  left: 50%;
  transform: translateX(-50%);
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(248,242,1,0.04) 0%, transparent 60%);
  pointer-events: none;
}
.wsp-cta-banner.cta-teal::after {
  background: radial-gradient(circle, rgba(0,80,117,0.1) 0%, transparent 60%);
}
.wsp-cta-banner h2 {
  font-family: var(--font-heading);
  font-size: clamp(22px, 3vw, 32px);
  color: var(--dd-white);
  margin-bottom: 14px;
  position: relative;
}
.wsp-cta-banner p {
  font-family: var(--font-body);
  font-size: 15px;
  color: rgba(255,255,255,0.5);
  max-width: 560px;
  margin: 0 auto 28px;
  line-height: 1.7;
  position: relative;
}
.wsp-cta-banner .wsp-btn-yellow,
.wsp-cta-banner .wsp-btn-blue {
  font-size: 16px;
  padding: 16px 34px;
  position: relative;
}

/* ─── SECTION BORDER TOP ─── */
.wsp-border-top { border-top: 1px solid rgba(255,255,255,0.06); }

/* ─── RESPONSIVE ─── */
@media (max-width: 768px) {
  .wsp-hero { padding: 56px 24px 66px; }
  .wsp-section-dark,
  .wsp-section-light,
  .wsp-section,
  .wsp-section-gray { padding: 52px 24px; }
  .wsp-dark-card-grid,
  .wsp-light-card-grid,
  .wsp-card-grid { grid-template-columns: 1fr; }
  .wsp-dark-small-grid { grid-template-columns: 1fr 1fr; }
  .wsp-split-grid { grid-template-columns: 1fr; }
  .wsp-types-grid { grid-template-columns: 1fr; }
  .wsp-inline-cta-dark,
  .wsp-inline-cta-light,
  .wsp-inline-cta { flex-direction: column; align-items: flex-start; }
  .wsp-factors-list { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .wsp-dark-small-grid { grid-template-columns: 1fr; }
  .wsp-dark-card-grid.centered { grid-template-columns: 1fr; }
}
.test {}