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Long Term Disability Lawyers in Toronto

The physical pain and emotional anguish often associated with long-term disabilities are likely to be the most important considerations for sufferers. Unfortunately, the disability itself is not the only thing injured people have to worry about. Such an injury is likely to mean that the sufferer will not be able to return to work for an extended period of time, in many cases for the rest of their life. This loss of income would be hard enough for any person to endure, but because disabilities usually entail high medical costs as well, being without an income is even more serious for those suffering from a long-term disability. Due to these costs, qualifying for a long-term disability claim is vital for many disabled people. Being denied a claim or having payments stopped prematurely can lead to stress and worry. It is important to have a personal injury lawyer at Diamond & Diamond who knows how to fight for the reinstatement of a denied long-term disability claim.

If you are suffering from a long-term disability, the personal injury lawyers at Diamond & Diamond can help you with the process of filing a claim. We have representation across Ontario, including.

Important Things to Know About Long-Term Disability

Ideally, every person who suffers from a disability and is unable to work should get the compensation they are entitled to. Unfortunately, many employers and insurance providers will go out of their way to deny a claim or cease payments prematurely. In many instances, the insurer will argue that the extent of the injury has been exaggerated or that there is a lack of adequate medical information. Some insurers may go as far as denying a claim because the original insurance application wasn’t completed properly or because they will accuse the beneficiary of trying to avoid work for reasons not related to the disability. These accusations can lead to people feeling confused and embarrassed, but there is no need to let a denied claim go unchallenged. A personal injury lawyer who is sensitive to a client’s needs and situation will be able to fight on the client’s behalf in order to get them the compensation they deserve. Suffering from a disability is difficult enough, which is why claimants should not have to add to that suffering by challenging a claim denial alone. By seeking experienced legal representation, sufferers of long-term disabilities can rest assured that they will have somebody who understands how disability claims work and what needs to be done to get their client’s claim approved or reinstated.

The type of policy a person has could have a bearing on their eligibility for claims and who they should pursue for those claims if they are denied. Many people have a short-term or long-term disability policy through group insurance provided by an employer. Short-term disability policies will help cover expenses for a short period of time and are usually paid by the employer. Long-term disabilities, on the other hand, are more likely to involve the insurer and will usually pay out up until the beneficiary turns 65. Alternatively, some individuals opt for private insurance, whereby they buy a disability insurance policy on an individual basis from an insurance provider of their choosing. Regardless of the type of policy a person has, they are all designed to do the same thing: provide a source of income for individuals who are unable to return to work due to a disability.

FREE CASE EVALUATION

Recent Case Results

$800,000

Motorcycle Accident

A police officer and her wife were involved in an accident. Our lawyers were about to successfully settle the case one month before trial for $800,000

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$1.3 Million

Neck Fracture

A 21-year-old male was injured as a passenger in a motor vehicle accident. As a result he received a fractured neck. Our accident lawyers were able to settle the case prior to trial for $1.3 million.

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$1.25 Million

Head on Collision

Our client was involved in a head on collision that broke both of her legs. Our car accident lawyers obtained a $1.25 million settlement from the insurance company.

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Free consults and contingency fee arrangements apply to all personal injury cases only and to select wrongful dismissal cases, but do not apply to other types of commercial and civil litigation.

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Diamond & Diamond Ontario Head Office

255 Consumers Road, 5th Floor

Diamond & Diamond Alberta Head Office

4246 97 Street NW, Unit 100

Diamond & Diamond British Columbia Head Office

1727 West Broadway, Suite 400

Barrie

299 Lakeshore Drive, Suite 200

Burnaby

4720 Kingsway Suite 2600

Calgary

909 17th Avenue SW, 4th Floor

Etobicoke

34 Greensboro Dr 2nd Floor

Hamilton

105 Main Street East, Suite 1500

Kelowna

1631 Dickson Avenue Suite 1100

Langley

8661 201 Street, 2nd Floor

London

256 Pall Mall St, Suite 102

Mississauga

2233 Argentia Road, Suite 302, East Tower

Ottawa

1081 Carling Avenue, Suite 704

Peterborough

459 George Street North

Richmond

5811 Cooney Road Suite 305 South Tower

Sudbury

144 Elm Street, Suite 201

Surrey

7404 King George Blvd. Suite 200

Thunder Bay

278 Algoma Street South

Toronto – Yonge

5075 Yonge Street, Suite 805

Windsor

13158 Tecumseh Rd. E. Unit 3B