When is a car considered totalled?

Insurers typically consider a car to be a write-off should the repair cost exceed the vehicle's actual value. Some provinces also have laws defining a totalled automobile by specific thresholds. Therefore, should the vehicle be worth $10,000 and the repair estimate exceed $8,000, it may be considered a total loss. Should the province you reside in not have specific thresholds to determine an accident vehicle's status, it's up to the insurer to decide whether to write it off. Insurance companies typically use various factors to determine your vehicle's actual cash value at the time of the accident, including: The car's age Overall condition Mileage Resale value The retail price of other similar vehicles in your immediate area

What happens to cars that are totalled?

Should an insurer decide that a vehicle is beyond repair due to repair costs being too high, it'll most likely be declared a total loss. However, just because an insurance company writes it off, it doesn't mean that no-one will never drive it again. Some are rebuilt and repaired. In general however, totalled vehicles are stripped of their usable components, and what remains is sent to a car crusher. Even so, many states have imposed various regulations and laws covering totalled vehicles. Therefore, some of these automobiles wind up being rebuilt or repaired, issued with new titles and end up back on the road - often through illegal channels.

What should I do with my totalled car?

If your car was totalled after an accident, you're most likely considering what to do with it. It's essential to keep in mind that you're not limited to one option. What you decide to do with it, however, will depend solely on your preference. The available options are: File a claim and accept the settlement from your insurer. Don't file a claim and fix the vehicle out-of-pocket. Opt to hold on to your car without repairing the damages (keep in mind that it should still be able to pass a roadworthy test). Donate it to charity. Buy the automobile from the insurer and fix it yourself. Keep your car and sell the salvaged usable components. Find a dealer that'll accept a totalled vehicle as a trade-in on a new one.

When is a car considered totalled?

Insurers typically consider a car to be a write-off should the repair cost exceed the vehicle's actual value. Some provinces also have laws defining a totalled automobile by specific thresholds. Therefore, should the vehicle be worth $10,000 and the repair estimate exceed $8,000, it may be considered a total loss. Should the province you reside in not have specific thresholds to determine an accident vehicle's status, it's up to the insurer to decide whether to write it off. Insurance companies typically use various factors to determine your vehicle's actual cash value at the time of the accident, including: The car's age Overall condition Mileage Resale value The retail price of other similar vehicles in your immediate area

What happens to cars that are totalled?

Should an insurer decide that a vehicle is beyond repair due to repair costs being too high, it'll most likely be declared a total loss. However, just because an insurance company writes it off, it doesn't mean that no-one will never drive it again. Some are rebuilt and repaired. In general however, totalled vehicles are stripped of their usable components, and what remains is sent to a car crusher. Even so, many states have imposed various regulations and laws covering totalled vehicles. Therefore, some of these automobiles wind up being rebuilt or repaired, issued with new titles and end up back on the road - often through illegal channels.

What should I do with my totalled car?

If your car was totalled after an accident, you're most likely considering what to do with it. It's essential to keep in mind that you're not limited to one option. What you decide to do with it, however, will depend solely on your preference. The available options are: File a claim and accept the settlement from your insurer. Don't file a claim and fix the vehicle out-of-pocket. Opt to hold on to your car without repairing the damages (keep in mind that it should still be able to pass a roadworthy test). Donate it to charity. Buy the automobile from the insurer and fix it yourself. Keep your car and sell the salvaged usable components. Find a dealer that'll accept a totalled vehicle as a trade-in on a new one.

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Sunday, 14 July 2019

What Responsibility Does A Landowner Have For Injuries To Hikers and Campers?

#AskIsaacZisckind The lakes, mountains and abundance of trials throughout Ontario offer hikers and campers unlimited opportunities to enjoy outdoor activities this summer. You can reduce the risk of being injured by taking a few precautions that begin by packing the proper gear and clothing. When accidents and injuries do occur, the owner of the land…

Thursday, 11 July 2019

Know What To Do If Your Child Is Injured in Daycare

An increase in the number of families with both parents working at jobs outside the home has increase the need for daycare and child care in Ontario as it has throughout Canada. According to Statistics Canada, almost half of all parents in the country make use of some form of child care for children 14…

Tuesday, 09 July 2019

Enjoy Ontario Outdoor Festivals, But Know Your Rights If Injured

#AskCoreySax It doesn’t matter what your interests might be, chances are you will find an outdoor festival dedicated to them in Ontario, Canada. Festivals dedicated to music, food, beer and other themes will be going on throughout the summer with at least two of them allowing attendees to bring cannabis onto the event site. Festivals…

Thursday, 04 July 2019

A Look at How Personal Injury Settlements Are Determined

You were hurt in an accident through no fault of your own, and you decided to file a personal injury claim against the negligent party. The majority of personal injury cases never make it to court. Once the attorney gets the lawsuit filed, the defendant will oftentimes offer a personal injury settlement, which is an…

Tuesday, 02 July 2019

Injury Claims By Children – Know The Special Rules For Statute of Limitations

#AskIsaacZisckind The Ontario Limitations Act should be of a concern for anyone injury through the negligence of another party. Under normal circumstances, you only have two years from the date of the accident causing you to be injured to sue for compensation. Two years might appear to be a lot of time, but it can…

Thursday, 27 June 2019

Ontario Boating Safety Tips To Avoid Accidents and Injuries

#AskSandraZisckind Warmer weather signals a start to the boating season in Ontario. The province offers countless lakes and rivers for recreational watercraft of all types and sizes. Even if you do not own a boat of your own, a weekend on the water can still be in your plans with boat rental companies throughout Ontario.…

Wednesday, 26 June 2019

Jillian Carrington Featured in Sage Journals

Our very own Jillian Carrington was recently featured in Sage Journals: Pretrial Detainees, Sentenced Prisoners, and Treatment Motivation Abstract: A dilemma for corrections practitioners is treatment for pretrial detainees. They are innocent until proven guilty and are not required to take treatment, but many may benefit from intervention. To assess the general level of treatment interest…

Thursday, 20 June 2019

Living with Depression in Toronto

The help you need is closer than you think While depression itself is complicated in that it affects different people in different ways, the idea at the heart of it all couldn’t be more straightforward. It’s a serious mood disorder that not only impacts the way you feel and think, but it often negatively affects…

Tuesday, 18 June 2019

Tips To Get Your Home Ready For A Safe Summer

#AskDarrylSinger Families spend a great deal of time planning their annual summer vacation. However, when you consider how much time most Ontario families will spend entertaining family and friends in the homes and backyards this summer, the time you spend now ensuring your home is prepared for members of your family and invited guests to…

Thursday, 13 June 2019

How a Personal Injury Lawyer Protects You with a Birth Defect Lawsuit

The birth of a child is supposed to be a time of joy and love. Yet for parents whose child has been harmed by a birth injury, the consequences can be devastating. If your child has suffered due to a birth injury, you need an experienced lawyer who can help you with a birth defect…

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