Uninsured Claims

Underinsured drivers (removed mean that they) do not have enough coverage to compensate you for your injuries. While most motorists in Ontario carry a one million dollar policy, some carry less and some carry more. Your injuries may require more (removed than) money than what is available in the at fault motorist’s policy. It is the job of the lawyer to exhaust all avenues of insurance to ensure you are as covered as possible for your loss. An experienced lawyer is able to review policy limits, review your policy and any other available third party policies to ensure your maximum recovery. If you have a question, call the experience lawyers at Diamond and Diamond™ for a free consultation.

Unidentified drivers are specific to hit and run accidents. If you are involved in a hit and run accident, your insurance will cover your loss. If you have no insurance, the motor vehicle accident fund will cover your loss. In any event, you are covered if you are the innocent party.

Uninsured drivers are those without insurance. Their failure to comply with the law does not affect your accident claim. In Ontario, your policy will cover you in the event of an accident involving an uninsured driver. If you are an innocent party to the action, for example, a passenger with no idea that the car you are riding in is uninsured, you are still covered. The team at Diamond & Diamond™ can guide you through this tricky area of the law and ensure that your injuries are covered.


  1. Stop and assess the situation
  2. Call 911
  3. If you are physically able to, get as much information from everyone at the accident scene especially any witnesses. Write down the tag numbers of the vehicles involved in the accident
  4. Take pictures of the damage to your vehicle and any other vehicle involved in the accident
  5. Only speak to the police officer
  6. Review the police report and make sure all of the information is accurate
  7. Call Diamond & Diamond™ immediately at 1-800-567-HURT™(4878)

Free Consultation

Recent Case Results

$1.6 Million

Car Accident

An elderly woman was struck exiting her vehicle resulting in serious leg injuries. Our team was able to obtain a settlement for $1.6 million from the insurance companies.


$1.25 Million

Head on Collision

Our client was involved in a head on collision that broke both of her legs. Our car accident lawyers obtained a $1.25 million settlement from the insurance company.


$1.3 Million

Neck Fracture

A 21-year-old male was injured as a passenger in a motor vehicle accident. As a result he received a fractured neck. Our accident lawyers were able to settle the case prior to trial for $1.3 million.


Free consults and contingency fee arrangements apply to all personal injury cases only and to select wrongful dismissal cases, but do not apply to other types of commercial and civil litigation.

Free consults and contingency fee arrangements apply to all personal injury cases only and to select wrongful dismissal cases, but do not apply to other types of commercial and civil litigation.

In accordance with Law Society’s requirements, our contingency fees can vary based on the severity of your injuries, but the maximum fee charged will be no more than 33%.

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Diamond & Diamond Ontario Head Office

255 Consumers Road, 5th Floor, Toronto, Ontario

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Diamond & Diamond Alberta Head Office

4246 97 Street NW, Unit 100, Edmonton, Alberta

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Diamond & Diamond British Columbia Head Office

1727 West Broadway, Suite 400, Vancouver, British Columbia

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17 Poyntz Street


341 Parkhurst Square, Suite 5


1331 Macleod Trail SE, Suite 420


4246 97 Street NW, Unit 100


105 Main Street East, Suite 1500


1631 Dickson Avenue Suite 1100


256 Pall Mall St, Suite 102

Oakville / Mississauga

2939 Portland Drive, Suite 200


50 Richmond Street E, Unit # 108 B


955 Greenvalley Crescent, Unit 315


31 Larch Street, Unit 300


1104 – 13737 96 Ave, Surrey, BC V3V 0C6

Thunder Bay

278 Algoma Street South


255 Consumers Road, 5th Floor


1727 West Broadway, Suite 400


13158 Tecumseh Rd. E. Unit 3B