Injured in an accident? At Diamond & Diamond, our team of lawyers rely on their reputation in the field and extensive experience in personal injury to provide clients with a dedicated support system over the duration of their case.
Except for Newfoundland and Labrador, car insurance companies in Canada must provide accident benefits to everyone involved in a car accident, regardless of whether these are two-car collisions or single-vehicle accidents. No-fault statutory accident benefits (“SABS” or “accident benefits”) are built-in to all auto insurance policies. If you sustain injuries as a driver in a collision, you can file a SABS claim against your insurance company or the other driver if you don’t have an insurance policy. The same applies if you are a passenger, pedestrian or a relative of an injured person in an accident.
However, making a claim is not the same as getting compensation. While SABS is no-fault, insurers can still deny a claim on the grounds that the driver was driving without a license or that the driver is an excluded driver. The insurer may also deny claims for certain benefits for various reasons. Filing a SABS claim in Toronto also requires extensive documentation and, therefore, it is advisable to have aDiamond & Diamond lawyer handle the claim for you. Find out more about accident benefit claims in Toronto.
Get the Accident Benefits Claims You Deserve in Toronto
What benefits can accident victims claim for their injuries sustained in car accidents? Provinces in Canada have slightly different amounts specified in their SABS, but they all include the following:
Income replacement
Non-earner benefits
Caregiver benefits
Medical expenses
Rehab expenses
Attendant care
Death benefit
Funeral expenses
Lost education expenses
Visitor expenses
Housekeeping and home maintenance
According to Ontario’sStatutory Accident Benefits Schedule, accident victims may receive one or more of these benefits based on the extent and nature of their injuries and their circumstances at the time of the car accident. While insurance companies will want to limit their payouts by denying as many claims as possible, an accident benefits lawyer can ensure that they get all the benefits to which they are entitled.
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“Diamond & Diamond will help you by understanding the circumstances of your accident. Their lawyers will put up a good case so that a settlement is reached according to what you deem sufficient recompense for your losses and then some. I was very impressed by my lawyer’s experience as well as that of his staff. I recommend Diamond & Diamond to you and hope that you will choose their lawyers to help you.”
Sustaining injuries in a car accident is always traumatic and some people never recover from the physical and emotional harm. Accident benefits can help, but they are often insufficient to cover all your costs. Regardless of how long it takes, personal injury claims attempt to make motor vehicle accident victims whole again by getting the proper treatment, rehabilitation and compensation.
When circumstances require, Diamond & Diamond accident liability claims lawyers in Toronto also handle personal injury lawsuits. A free case evaluation can determine if your injuries qualify for more compensation.
Aside from car and motor vehicle accidents, our lawyers also handlepersonal injury cases across Canada involving:
Slip and falls
Brain injuries
Work-related injuries
Animal attacks and dog bites
Birth injuries
Wrongful death
Diamond & Diamond Law has more than 20 offices across North America and, therefore, wherever you are, we can help.
Experienced Canada Accident Benefits Claims Lawyers at Your Service
All Diamond & Diamond Lawyers have extensive experience and knowledge of Canadian law, particularly in Ontario, Alberta and British Columbia. Because we have managed so many cases in the past, we are well-versed in the intricacies and nuances of provincial and federal insurance and tort law, so you can feel confident that your personal injury case is in excellent hands. Whether for accident benefits claims or personal injury cases, our lawyers are not likely to make mistakes because they know exactly what to do.
Don’t Fall For These Most Common Accident Benefits Claims Lawyer Mistakes
Unfortunately, not all lawyers are as competent as the Diamond & Diamond Law lawyers. In claiming no fault accident benefits, the inexperienced lawyer may not fill out the forms correctly or may fail to consult with medical experts to thoroughly assess your injuries. This can lead to the denial of some statutory accident benefits coverage you should get.
Another common mistake with processing accident benefits claims in Ontario is not challenging the denial of claims by an insurance company, which the latter routinely does. An experienced lawyer can see right through these tactics and is ready with the relevant passages from the SABS in a rebuttal when disputing denied claims with the adjudicator.
Understand your Rights to Accident Benefits in Ontario.
Make sure you file your accident benefits claims right the first time by working with competent lawyers from Diamond & Diamond. You can avoid unnecessary stress from working with lawyers who do not provide you with the services you need. When working with Diamond Law, you can be sure that there will be no lack of proper investigation or failure to do everything that is necessary to assist you in your case.
Canadian Law Experts in Accident Benefit Claims
The lawyers from Diamond & Diamond are simply the better choice in handling accident benefits claims and personal injury litigation. However, perhaps the best part of working with our experienced accident benefits lawyers are the following:
We are professional and objective
We can help you get faster compensation
We can help you get medical attention
We can provide you with legal coverage
We give you peace of mind
We help you make better decisions
We know how to negotiate
Diamond & Diamond provides you with the best way to cope with a stressful situation, such as a serious motor vehicle injury. We are your best option to legal representation in accident benefits claims.
How Diamond & Diamond Accident Benefits Claims Can Help You
Whatever your accident benefits claims, Diamond & Diamond is the law firm of choice. You will be met with the respect and compassion you deserve, as we evaluate your case. We will be your fiercest advocates, protecting your rights against insurance company lawyers who want to reduce their payouts for the following:
Financial claims
Recovery and assistance claims
Reports claims
Schedule a Free Consultation Right Now
Diamond & Diamond is one of Canada’s top personal injury firms. We have a reputation of constantly being accessible and compassionate to our clients even as they deal with big insurance companies and lawyers with implacable determination. Whenever you need an accident benefits claim or personal injury lawyer, know that we will put in all our effort to get you the proper compensation for your injuries, including damage to property.
Place this unfortunate incident behind you with as little stress and worry and avail ourfree case evaluation by completing our online form or by calling us at 1-800-567-HURT. Let us take care of everything.
How long does an auto insurance company have to settle a claim in Ontario?
For accident benefits claims, the law prescribes a wait of one year before settling a claim.
Who is eligible for accident benefits in Ontario?
Residents of Ontario of at least 90 days involved in a motor vehicle accident that results in injuries are eligible to receive accident benefits, regardless of fault.
Are accident benefits mandatory in Ontario?
Yes, all auto insurance policies in Ontario include mandatory coverage, including statutory accident benefits.
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