Accident Benefits Claims In Toronto

• Jeremy Diamond
• Categories: Benefits, Accident
• April 14, 2022

Except for Newfoundland and Labrador, car insurance companies in Canada must provide accident benefits to everyone involved in a car accident, regardless of whether these are two-car collisions or single-vehicle accidents. No-fault statutory accident benefits (“SABS” or “accident benefits”) are built-in to all auto insurance policies. If you sustain injuries as a driver in a collision, you can file a SABS claim against your insurance company or the other driver if you don’t have an insurance policy. The same applies if you are a passenger, pedestrian or a relative of an injured person in an accident.

However, making a claim is not the same as getting compensation. While SABS is no-fault, insurers can still deny a claim on the grounds that the driver was driving without a license or that the driver is an excluded driver. The insurer may also deny claims for certain benefits for various reasons. Filing a SABS claim in Toronto also requires extensive documentation and, therefore, it is advisable to have a Diamond & Diamond lawyer handle the claim for you. Find out more about accident benefit claims in Toronto.

Get the Accident Benefits Claims You Deserve in Toronto 

What benefits can accident victims claim for their injuries sustained in car accidents? Provinces in Canada have slightly different amounts specified in their SABS, but they all include the following:

• Income replacement
• Non-earner benefits
• Caregiver benefits
• Medical expenses
• Rehab expenses
• Attendant care
• Death benefit
• Funeral expenses
• Lost education expenses
• Visitor expenses
• Housekeeping and home maintenance

According to Ontario’s Statutory Accident Benefits Schedule, accident victims may receive one or more of these benefits based on the extent and nature of their injuries and their circumstances at the time of the car accident. While insurance companies will want to limit their payouts by denying as many claims as possible, an accident benefits lawyer can ensure that they get all the benefits to which they are entitled. 

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“Diamond & Diamond will help you by understanding the circumstances of your accident. Their lawyers will put up a good case so that a settlement is reached according to what you deem sufficient recompense for your losses and then some. I was very impressed by my lawyer’s experience as well as that of his staff. I recommend Diamond & Diamond to you and hope that you will choose their lawyers to help you.”

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Diamond & Diamond Accident Liability Claims Lawyers

Sustaining injuries in a car accident is always traumatic and some people never recover from the physical and emotional harm. Accident benefits can help, but they are often insufficient to cover all your costs. Regardless of how long it takes, personal injury claims attempt to make motor vehicle accident victims whole again by getting the proper treatment, rehabilitation and compensation. 

When circumstances require, Diamond & Diamond accident liability claims lawyers in Toronto also handle personal injury lawsuits. A free case evaluation can determine if your injuries qualify for more compensation.

Aside from car and motor vehicle accidents, our lawyers also handle personal injury cases across Canada involving:

• Slip and falls
• Brain injuries
• Work-related injuries
• Animal attacks and dog bites
• Birth injuries
• Wrongful death

Diamond & Diamond Law has more than 20 offices across North America and, therefore, wherever you are, we can help.

Experienced Canada Accident Benefits Claims Lawyers at Your Service

All Diamond & Diamond Lawyers have extensive experience and knowledge of Canadian law, particularly in Ontario, Alberta and British Columbia. Because we have managed so many cases in the past, we are well-versed in the intricacies and nuances of provincial and federal insurance and tort law, so you can feel confident that your personal injury case is in excellent hands. Whether for accident benefits claims or personal injury cases, our lawyers are not likely to make mistakes because they know exactly what to do.

Don’t Fall For These Most Common Accident Benefits Claims Lawyer Mistakes

Unfortunately, not all lawyers are as competent as the Diamond & Diamond Law lawyers. In claiming no fault accident benefits, the inexperienced lawyer may not fill out the forms correctly or may fail to consult with medical experts to thoroughly assess your injuries. This can lead to the denial of some statutory accident benefits coverage you should get.

Another common mistake with processing accident benefits claims in Ontario is not challenging the denial of claims by an insurance company, which the latter routinely does. An experienced lawyer can see right through these tactics and is ready with the relevant passages from the SABS in a rebuttal when disputing denied claims with the adjudicator.