Tag archives: AskScottTottle

Out-of-Province Motor Vehicle Accident

#AskScottTottle Motor vehicle accidents happen suddenly and usually without warning. They are frequently violent events that can cause serious physical injuries. If you are an Ontario resident travelling far from home, the levels of anxiety and confusion increase as you are left wondering what to do next and who to turn to for help. A call to your insurance company might only add to your stress level when you learn your insurance coverage might not apply to an out-of-province motor vehicle accident. The following information should be helpful to answer your questions and ease your concerns about receiving compensation for ... Read more

What you need to know about Ontario premises liability

#AskScottTottle The sight of someone slipping and falling during a scene in a movie or television show can be funny, but there is nothing funny about the injuries produced in real-life slip-and-fall accidents. Accidents resulting in concussions, fractures and other serious injuries caused by icy or broken sidewalks, loose carpeting, broken floor tiles or other conditions caused by a property owner’s failure to provide proper maintenance and repairs are within a category of personal injury law known as premises liability claims. What is premises liability? If you are injured at someone’s home or place of business, you could have a ... Read more

Driving While Drowsy a Leading Cause of Accidents

#AskScottTottle Drivers who do not get enough sleep are responsible for at least 20 percent of the motor vehicle accidents in the country and are as dangerous on the road as someone who is driving while impaired by drugs or alcohol according to a spokesman for the Canadian Automobile Association. Officials in Ontario reportthat 65 percent of fatal highway crashes and 42 percent of those only causing injuries on highways in the province were caused by fatigued drivers. Young adults between 17-24 years of age are at a greater risk than other drivers of being in a collision in which fatigue or drowsiness ... Read more

Tips to Remain Safe While Bicycling This Summer

#AskScottTottle Between the years of 1994 and 2012, a there were a total of 1,408 deaths due to bicycle accidents. This equates to about 74 deaths per year, which is a trend that is still true today. Approximately 57 percent of these deaths involved people under the age of 20. With such shocking statistics in mind, it is clear that individuals who regularly ride a bike for leisure or as a mode of transportation need to keep some safety tips in mind. In fact, by utilizing the safety tips here, bicycle riders can remain safe and avoid facing serious injuries. Always Wear ... Read more

Ontario introduces welcome changes to its Disability Support Program

#AskScottTottle  The Ontario Disability Support Program provides financial assistance to disabled individuals and their families in need of help with essential living expenses. Included among the benefits of ODSP are prescription drugs, vision care and career and employment guidance. Individuals receiving compensation for pain and suffering in personal injury cases could lose all or part of their ODSP benefits, but recent changes in the government program could eliminate that risk. ODSP benefits and eligibility ODSP provides income support for eligible individuals. Income support is in the form of a monthly benefit to help with necessities, including: Shelter Food Clothing Prescription drugs Vision care There ... Read more

How To Avoid Black Friday Injuries

#AskScottTottle Saving money by doing your holiday shopping on Black Friday appears to have become a tradition in Canada. Millions of people will converge upon stores throughout the country to take advantage of the savings offered by retailers. The huge and frequently unruly crowds have caused injuries and even deaths throughout North America as people surge to get into a store as its doors open or fight with each other over merchandise. Here are a few tips for staying safe while bargain hunting in Ontario this Black Friday. Don’t have an accident before you get to the store The large ... Read more

Are liability waivers enforceable?

#AskScottTottle If you are uncertain of its meaning when someone mentions a liability waiver, you’re in good company. Few people aside from lawyers and people working for insurance companies understand the full impact of a liability waiver, but many people put their signatures on them without hesitation. Chances are pretty good that you signed a liability waiver when you went skiing this winter and purchased the lift pass or rented skis. Before setting out for a day kayaking on your favorite river, you probably had to sign a liability waiver before joining your guide who would be leading the group. ... Read more