Tag archives: AskTaniaFleming

Protect Your Rights: Know How To Handle Car Accident Reporting

#AskTaniaFleming Car accidents happen at an alarming rate throughout Canada. According to the latest accident statistics released by the government, almost 155,000 people were injured in road accidents in a single year. Not all collisions result in personal injuries or fatalities, but knowing what to do when involved in a car accident and the legal requirements for reporting it in Ontario could keep you from incurring fines and other penalties. Reporting a car accident also ensures that you are protected in the event a claim is made against you or in case you have a claim for personal injuries or ... Read more

Who is responsible in a weather-related car crash?

#AskTaniaFleming Heavy rainfall, snow and ice are only a few of the weather hazards experienced by Ontario motorists. Poor visibility or dangerous road conditions are no excuse when vehicles collide and cause property damage or personal injuries. The weather might be a convenient excuse, but the law places the responsibility for avoiding accidents on drivers. The law of negligence and car accidents Ontario drivers are required to engage in safe and responsible practices when behind the wheel of their vehicles, including: Obey the traffic laws Keep a proper lookout for other vehicles, pedestrians and others using the roads and highways Maintain control ... Read more

Summer BBQ safety

#AskTaniaFleming Outdoor grilling is popular year round in Canada, but the warm summer months offer ideal conditions for firing up the barbecue. There is nothing better than to invite your friends and relatives over to spend the day with food prepared on your BBQ. Cooking devices, including your backyard grill, account for more residential fire injuries than any other source. Taking a few precautions before the cooking begins can help to ensure the safety of you and your guests. Before lighting the grill Even if you used your BBQ during the winter, take a few minutes to check the hoses and burners to make ... Read more

Priority Disputes in the World of Accident Benefits

#AskTaniaFleming Priority disputes are common in the world of accident benefits. In many cases, it can be difficult to determine which insurance company to file a claim under. This becomes more pronounced when driving a company car or borrowing a friend’s vehicle. The general rule is that if you have your own policy, are listed as a driver on a policy, have a spouse with a policy or are dependent on someone for financial support or care, priority will always go to that policy. It does not matter where the accident occurred, if you fall under any of these you ... Read more

Claiming for Income Replacement Benefits – What You Need to Know

#AskTaniaFleming The Income Replacement Benefit (IRB) is for people who have been employed prior to being injured in an accident. The IRB is designed to provide payments every two weeks to partially replace a loss of income. Tania Fleming provides more information on qualifications, requirements and benefits compensation: Disability Test Up to 104 weeks, the test is do you suffer a substantial inability to preform your pre-accident employment. After 104 weeks, the test changes to complete inability to engage in any employment for which he/she is reasonably suited by education, training or experience. Do you qualify? Were you employed and ... Read more