#AskDanielDiamond An independent medical examination might be a little confusing for an accident victim suffering from catastrophic injuries who is told to attend one. After all, the victim is being treated by his or her own doctor whose reports have already been made available for review by the insurance company requesting the IME. The truth is that an IME is not really that independent with reports put together by doctors who see the victim they are asked to evaluate for only a brief amount of time. In some instances, the doctor might never see the victim before preparing a report. ...
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#AskSandraZisckind Fake or fraudulent accident claims increase the cost of insurance for everyone. It is estimated that fraudulent auto accident claims cost Canadians billions of dollars each year. Beside the financial impact of insurance fraud, it is also a criminal act. One way to avoid becoming a victim of a fake accident claim is to recognize how they occur. Fake accidents There are several scenarios under which fake accident claims are made, including: Actual accidents with additional “victims” added Staged accidents in which another vehicle purposely collides with your vehicle Pedestrians purposely stepping into or in front of your vehicle Reports filed ...
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#AskZevBergman A motorcycle crash that was so bad that the 34-year-old husband and father was declared dead by police illustrates the effects a change in how Ontario law defines catastrophic impairment can have on the lives of victims and their families. As it turned out, the motorcyclist survived the crash and the premature declaration by police of his demise, but his medical condition and a new law combined to leave him on the verge of financial ruin. After being in a coma for a month and in need of long-term rehabilitation for traumatic brain injury, multiple fractures to his limbs and hands ...
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#AskRobertGabor As a general rule, your car insurance covers you and anyone living in your household who might occasionally use vehicles insured under the policy. Insurance companies routinely ask people applying for coverage to list the licensed drivers residing in the household. Premiums are set based upon factors including age and driving record of the drivers disclosed to the insurer. If you have someone living with you with a poor driving record, it could increase the cost of your liability insurance. Who is covered under your car insurance? Your car insurance provides coverage in the event you are in an ...
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