Tag archives: Automobile Insurance

Minimum amount of liability insurance required by law might not always be enough

#AskKevinButler Many Ontario drivers do not have adequate liability insurance coverage due to changes in the insurance laws seven years ago reducing benefits while offering drivers the opportunity to purchase additional coverage. Sadly, a new study shows up to 25 percent of motorists are not even aware the laws changed, and only seven percent of drivers purchased extended liability insurance and only six percent opted for extra medical coverage. The auto insurance dilemma for Ontario residents The 10 million drivers in Ontario can take pride in giving the province the lowest accident and fatality rates in the country. In return for their enviable safety ... Read more

What to Do If You’re in an Accident and the Other Person Doesn’t Have Insurance

#AskSimonDiamond It is estimated that more thanĀ 400,000 driversĀ in Ontario do not have insurance covering their vehicles in the event of an accident. This situation exists even though it is the law in the province for all motor vehicles to have insurance to cover medical costs, lost wages, and the other damages suffered by a victim injured in a collision. The provincial government estimates that at least 2,100 motorist each year are involved in collisions without having the mandatory insurance coverage on their vehicles. Your rights as a personal injury victim following an accident You are entitled to be compensated for ... Read more

Choosing the Right Ontario Car Insurance

#AskSimonDiamond Auto insurance requirements differ from one province to another in Canada. While all provinces require drivers to carry liability coverage to protect third parties injured by your vehicle and accident benefits coverage to pay your medical expenses if you are injured, the minimum amount of coverage a driver must carry depends on the province in which you live. If you live in Ontario, there are a few things you should know to ensure you obtain the right car insurance. Ontario minimum insurance requirements Owners of vehicles in Ontario must obtain insurance with at least the following minimum coverages: Third-party liability: ... Read more