Tag archives: homeownership

What is the Cost of Refinancing Your Home?

When you’re looking at refinancing your home, you should always do so with the appropriate background knowledge about all the costs associated with it. There are pros and cons to refinancing your mortgage and you can also discuss these and the general process with your real estate lawyer. Reasons for Refinancing Your Home You might look into refinancing your home in order to access the equity you have built inside the home or to obtain a lower interest rate. Although this might be the best financial solution for you, it is critical to consider the cost associated with opting for a refinance before determining ... Read more

What is Title Insurance and Why Should I Buy it?

What Exactly is Title Insurance? Most people today, when purchasing a home, are unaware of what title insurance is, why they should buy it, and if they do buy it, who they should purchase it from. This type of insurance is a product offered by your real estate lawyer on behalf of various title insurance companies that protect your ownership interest on a property you are purchasing from losses that may result from unknown title defects at the time of closing. Why it’s Important For example, imagine shortly after you bought your home, you found out that there are two outstanding building permits ... Read more