If you are unable to work because of an injury or illness, the anxiety and stress from worrying about how to support your family can be overwhelming. Workers in Ontario could be entitled short-term disability benefits. Finding out what benefits you are entitled to receive and pursuing a claim for them can be difficult without the assistance of an experienced lawyer. Understanding your short-term disability policy Short-term disability insurance plans are not written with the consumer in mind. They are complex legal documents outlining the rights and obligations of you and the insurance company. Understanding your benefits under the policy ...
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#AskDanielDiamond An independent medical examination might be a little confusing for an accident victim suffering from catastrophic injuries who is told to attend one. After all, the victim is being treated by his or her own doctor whose reports have already been made available for review by the insurance company requesting the IME. The truth is that an IME is not really that independent with reports put together by doctors who see the victim they are asked to evaluate for only a brief amount of time. In some instances, the doctor might never see the victim before preparing a report. ...
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#AskCoreySax There are a number of ways in which you could suffer an injury through no fault of your own. People refer to them as accidents, but in many instances, they are the result of someone’s negligent conduct. Whether it’s a car accident, a slip and fall on someone’s property, a defective product or doctor’s failure to properly diagnose and treat an illness or injury, you could be entitled to receive compensation from the negligent party. There are some common mistakes people make that inevitably hurt a personal injury case. Failing to be evaluated by a physician Insurance companies are ...
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#AskIsaacZisckind An injury suffered in an Ontario motor vehicle accident can be physically and financially devastating. You must endure the pain and trauma from the injuries suffered in the collision that could keep you out of work while bills start to pile up as you worry about how they are going to be paid. Help is available through the Statutory Accident Benefits Schedule (SABS) administered by the Automobile Accident Benefits Service of Ontario. You right to compensation following an accident If you are seriously injured in a motor vehicle accident, you could have the ability to sue the negligent party ...
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#AskCoreySax When a friend or relative asks to borrow your car, the simple act of handing over the keys could unleash a Pandora’s Box of legal issues in the event of an accident. It’s difficult to say “no,” but before handing over the keys, you should consider what your act of kindness might cost you and what questions you should ask the other person to protect yourself. Your insurance goes along with your car When someone borrows your car and has an accident, any claims for damages by other parties are made against your insurance policy. The accident goes against ...
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#AskZevBergman Motor vehicle accidents are sudden, violent events happening, in many instances, without warning. It’s common for the drivers involved in an accident to be unsure about what just happened. Police and investigators interview witnesses and sift through the wrecked vehicles and other evidence to piece together the facts to determine how the collision happened and who was at fault. One of the more difficult types of accidents to determine fault is a T-bone collision in which the front of one vehicle smashes into the side of another. Deciding fault in Ontario When you have an accident in Ontario, claims ...
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#AskSimonDiamond It is estimated that more than 400,000 drivers in Ontario do not have insurance covering their vehicles in the event of an accident. This situation exists even though it is the law in the province for all motor vehicles to have insurance to cover medical costs, lost wages, and the other damages suffered by a victim injured in a collision. The provincial government estimates that at least 2,100 motorist each year are involved in collisions without having the mandatory insurance coverage on their vehicles. Your rights as a personal injury victim following an accident You are entitled to be compensated for ...
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#AskMichaelBlois As a general rule, if you are injured due to the negligence of another person or entity, you have the right to make a claim for compensation against that party. If the entity you wish to sue is a city or municipality in Ontario, you must speak to a personal injury lawyer, and you must do so right away. Waiting could leave you with no recourse and without compensation. The Ontario Municipal Act and how it controls your claim Whether your claim for compensation is for personal injuries or for damage to your personal property, such as your car, ...
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#AskStevenWilder Whether you are a driver, passenger or pedestrian injured in a car accident in Ontario, you are entitled to Statutory Accident Benefits regardless of who was at fault in causing the accident. The Car Accident Claim Filing Process Filing a claim for accident benefits begins by notifying your insurance broker, agent or claims representative and completing an application for benefits. You could be asked by your insurance company to participate in an examination under oath as part of their investigation of your claim. Statutory Accident Benefits claims and cooperating with the insurer Statutory Accident Benefits payable to someone injured or killed ...
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#AskJoshuaHimel The ability to earn extra money by renting all or a portion of your home, apartment or condominium through a simple, app-based process is the lure attracting many property owners and property renters to Airbnb. The company claims more than 627,000 people have used its service since it began operating in Canada in 2009 with Ontario being one of the two most popular provinces. People who have listed their properties with the service or who might be thinking of it should consider some of the risks associated with renting your property through Airbnb. How an Airbnb rental works Airbnb promotes itself ...
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