Tag archives: Liability Insurance

Minimum amount of liability insurance required by law might not always be enough

#AskKevinButler Many Ontario drivers do not have adequate liability insurance coverage due to changes in the insurance laws seven years ago reducing benefits while offering drivers the opportunity to purchase additional coverage. Sadly, a new study shows up to 25 percent of motorists are not even aware the laws changed, and only seven percent of drivers purchased extended liability insurance and only six percent opted for extra medical coverage. The auto insurance dilemma for Ontario residents The 10 million drivers in Ontario can take pride in giving the province the lowest accident and fatality rates in the country. In return for their enviable safety ... Read more

How Canadian Law Discourages Patients from Suing Physicians for Medical Malpractice

#AskHeikkiCoxKikkajoon When the physician you entrust with the health and wellbeing of you and your family causes harm instead, the usual remedy is to seek compensation through the courts in a medical malpractice or negligence case. Medical errors account for up to 43,000 deaths each year across Canada, but only 4,524 lawsuits were filed by patients over a five-year period according to the results of one study, and 3,089 of those claims were dismissed by the courts or abandoned by the victims. Of the remaining cases, only 116 resulted in damages being awarded to the victim with the average amount of the ... Read more