Tag archives: Statutory Accident Benefits

Understanding Your Rights To Accident Benefits In Ontario

#AskCoreySax The automobile insurance you carry as a driver in Ontario provides benefits in the event you are injured in a crash. The Statutory Accident Benefits Schedule, which is also referred to as the SABS, enables you to receive the medical care and treatment you need to recover from your injuries as well as other benefits, such as lost earnings. Changes to the Ontario Insurance Act in recent years could affect your rights to benefits, so it is important to understand how the SABS works. What are your rights under the SABS after an accident? The Statutory Accident Benefits Schedule ... Read more

Compensating Victims When Accidents Cause Catastrophic Injuries

#AskSandraZisckind Most roadway accidents in Ontario do not result in serious injuries or fatalities to the drivers or occupants of the vehicles involved in them, but not everyone is fortunate to walk away uninjured or with only minor injuries. Some injuries are so severe that victims never fully recover. Loss of limbs, paralysis and brain trauma are types of catastrophic injuries requiring extensive medical treatment and long-term care. Recent changes to the law in Ontario affect the compensation available for accident victims with catastrophic injuries. Ontario Statutory Accident Benefits   Every auto insurance policy issued in Ontario must provide compensation ... Read more

Minimum amount of liability insurance required by law might not always be enough

#AskKevinButler Many Ontario drivers do not have adequate liability insurance coverage due to changes in the insurance laws seven years ago reducing benefits while offering drivers the opportunity to purchase additional coverage. Sadly, a new study shows up to 25 percent of motorists are not even aware the laws changed, and only seven percent of drivers purchased extended liability insurance and only six percent opted for extra medical coverage. The auto insurance dilemma for Ontario residents The 10 million drivers in Ontario can take pride in giving the province the lowest accident and fatality rates in the country. In return for their enviable safety ... Read more

Insurance Companies Entitled To Conduct Examinations Under Oath

#AskStevenWilder Whether you are a driver, passenger or pedestrian injured in a car accident in Ontario, you are entitled to Statutory Accident Benefits regardless of who was at fault in causing the accident. The Car Accident Claim Filing Process Filing a claim for accident benefits begins by notifying your insurance broker, agent or claims representative and completing an application for benefits. You could be asked by your insurance company to participate in an examination under oath as part of their investigation of your claim. Statutory Accident Benefits claims and cooperating with the insurer Statutory Accident Benefits payable to someone injured or killed ... Read more