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Uber has become a popular alternative to personal vehicles and taxis particularly in major cities, such as Toronto. The Toronto government reports that almost 70,000 people have been licensed to drive for ride-hailing services, which includes Uber, in the city. Vehicles operated by drivers for Uber and other ride-hailing services present unique insurance and legal challenges when one of them is involved in a collision. If you have been injured in an accident involving an Uber vehicle, your claim deserves the attention of an experienced Toronto Uber accident lawyer. Contacting a Toronto personal injury lawyer immediately after an Uber accident puts someone to work on your behalf investigating the facts and circumstances of the accident, locating witnesses and ensuring your right to be compensated for your injuries is protected.
Obtaining compensation from Uber drivers
The technology allowing you to use an application on a smartphone to let Uber drivers monitoring the app know that you need a ride is not the only thing making Uber and other ride-hailing services unique. Unlike calling a taxi company that sends one of its vehicles to pick you up, the Uber drivers use their personal vehicles and do not work for Uber.
The truth is that claims for injuries suffered in accidents with vehicles operated by Uber drivers are handled in much the same way as other car accident claims. It is essential that after receiving medical treatment for your injuries you contact experienced Toronto Uber accident lawyers to begin pursuing your claim for damages.
As the victim of an Uber accident, you can help ensure the success of your claim for damages by providing your lawyer with as much information about the accident and the vehicles as possible, including the following:
- Information about each vehicle involved in the crash
- Contact information, including license numbers, for all drivers
- Names, addresses and telephone numbers occupants of all vehicles
- Date, time, and description of the accident.
- Names and contact information for all witnesses
- Names and contact information of all insurance companies
Resolve insurance issues related to Uber accidents
Your medical treatment, lost income, rehabilitation and physical therapy expenses, and other costs related to the fact that you were injured in a car accident would normally be submitted through Statutory Accident Benefits Coverage of your own auto insurance policy unless you do not have insurance. In that event, the claim is submitted through the policy covering the Uber vehicle.
The fact that most Uber drivers use their personal vehicles to pick up passengers, there could be insurance issues when an accident occurs. The most common situation that occurs is for the auto insurance company to deny coverage because the vehicle was being used for commercial purposes. However, third-party liability coverage could exist through a policy Uber offers to its drivers.
Uber’s third-party liability policy $1 million in insurance coverage to drivers logged in to the Uber app. When there is a passenger in an Uber vehicle, the policy increases the coverage to $2 million until the ride is completed and the passenger leaves the vehicle.
Depending upon the facts surrounding a Toronto Uber accident, you could have the right to sue the Uber driver and drivers of other vehicles responsible for causing the accident and your injuries. A negligence lawsuit allows you to claim damages not payable through Statutory Accident Benefits Coverage, including pain and suffering, lost or diminished future income, and the costs of medical care and treatment that might be necessary in the future.
Dedicated Toronto Uber accident lawyers
If you have been injured in an accident involving an Uber driver, you need the services of experienced Toronto Uber accident lawyers. The personal injury lawyers at Diamond and Diamond devoted years to successfully handling claims for compensation on behalf of people injured through the negligence of other parties, including Uber and other ride-hailing services. They handle notification of insurance companies, including companies issuing policies through ride-hailing services. Learn more about your right to recover compensation by speaking with one of our lawyers. Call the Diamond and Diamond 24/7 injury hotline at 1-800-567-HURT or visit our website to speak to someone now. We have offices located throughout Ontario offering free consultations and case evaluations to injury victims and their families.